Bankruptcy Attorney Explaining What Nobody Talks About
Cristina Ortiz
Bankruptcy attorney Cristina Ortiz joins us to break down everything Miami residents need to know about debt, bankruptcy, and financial recovery. She walks us through the different types of bankruptcies, how to know when you're getting close to the edge, what the process actually looks like, and why filing for bankruptcy can be a relief rather than a defeat. We also get into credit repair scams, garnishments, exemptions, the 7-year period, filing before a divorce, the biggest mistakes people make, and what demographics are filing the most right now. Plus her craziest case from the 2008 crisis and whether her business is booming in today's economy. If you're struggling with debt in Miami — this episode could change your situation. Manny Alfonso: Instagram: https://www.instagram.com/mannyalfonso8/ Kiko Suarez: Instagram: https://www.instagram.com/querikoconkiko/ Eduardo Moya: Instagram: https://www.instagram.com/mr_moya/ Follow Us! - A Day in Miami: Instagram: https://www.instagram.com/adayinmiami/ Listen on Spotify: https://open.spotify.com/show/20WEys6jxiliBCLoo9iSID ________________________ Produced by: Ben Schwede Instagram: https://www.instagram.com/benthecreatorrr/ 0:00 Intro 1:37 How She Became a Bankruptcy Attorney 3:20 2008 Crisis 4:24 Craziest Case from the 2008 Crisis 7:19 The Relief of Bankruptcy 8:10 How to Know If You're Close to Bankruptcy 9:57 Types of Bankruptcies 11:42 How Does Payment for a Bankruptcy Attorney Work 13:38 How Does the Process Work 15:58 What's Worse - Bad Credit or No Credit? 18:24 Credit Consolidation 19:18 When You Should Consider Bankruptcy 20:11 Garnishments 21:03 Posting Lifestyle Content While Filing for Bankruptcy 22:42 Which Debt You Cannot Avoid? 24:24 How Long Does the Process Take 26:06 What Demographics File for Bankruptcy the Most 26:44 Embarrassment 27:46 Exemptions During Bankruptcy 30:12 Biggest Mistakes 31:50 Average Credit Score 32:17 Can You File More than Once? 33:14 7-Year Period 34:27 Who Would be Affected Most by a Crisis Like in 2008? 35:52 Is Her Business Booming Now? 37:13 Filing for Bankruptcy Before a Divorce 39:29 Top 3 Restaurants 41:17 Outro
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Bankruptcy Attorney Explaining What Nobody Talks About
Cristina Ortiz
Touring the HCA Florida Kendall Hospital!
How Graziano's Went From Family Butcher Shop to Miami Staple
Melissa Graziano
Bringing the Skating Experience Miami Has Been Missing
Alex & Marcos Macías
The Shocking State of Miami's Police and Fire Stations with Mayor Eileen Higgins
The AI Software Protecting Businesses Before Problems Happen
David Woldenberg
How MDC Is Preparing Miami's Next Generation With AI
Madeline Pumariega
Miami Podcast Creating a Safe Space for Women's Real Stories
Cristy Diaz
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Kenny Gilbert
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Andres Camacho
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Fui Martinez & Bryant Besu
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Eileen Higgins
